Built for students & first-jobbers

Know exactly where your money goes.

Track your spending, understand your habits, and build a financial life that feels calm — not chaotic. No bank linking. No spreadsheets. Just clarity.

Get started freeSee how it works
Free to startNo bank linkingYour data stays yours

See where your money goes — in seconds.

Enter your monthly income and Saku instantly splits it using the 50/30/20 rule. Adjust the split anytime to fit your life.

Enter your monthly income in Indonesian Rupiah. Numbers only.

Needs 50%
Wants 30%
Savings 20%
NeedsRp 2.500.000
WantsRp 1.500.000
SavingsRp 1.000.000
Start tracking free

Everything you need, nothing you don't.

A calm, minimal approach to managing your money.

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Your money, your rules

Create custom categories and budgets that fit how you really live — from kos rent to weekend kopi. No rigid templates, just a setup that's truly yours.

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✓ Logged Rp 45.000

Log it in seconds

Type an amount, pick a category, done. We made tracking so quick you'll actually stick with it past the first week.